Brian's Blog

Do you think that since you have filed a Chapter 13 that you will never be able to buy a home for your family?

Were you forced to file for Bankruptcy due to Illness, Loss of Job, Divorce, or other Circumstances beyond your control?

Has everyone else turned you down even though you have paid you Ch. 13 payments, rent, and any new credit on time for at least a year?

Do you feel like SCREAMING? 

 There is a Mortgage Loan that can help and you may qualify if you meet the following conditions:

If you ... 

• Paid at least the last 12 months of your Ch. 13 payments on time
• Paid your rent on time for 12 months
• Can document what caused you to file Bankruptcy - Illness, Loss of job, Divorce, etc....
• Can document your income for the past 2 years with W2's and paystubs
• Have paid 3 other "alternative" accounts like water, power, car insurance, cell phone, or day care on time for the past 12 months and can document it by Letters of Credit from those Companies.
• Have a stable job today

You may be able to buy a home today if the above conditions apply.

Imagine being able to buy a home for your family and be able to enjoy a Low Fixed Interest Rate! 

Does it still seem out of reach?

Are you too frustrated to find out? 

You may be suprised that the hardest part of being approved for this loan is having your Bankruptcy Attorney file a Motion to Incurr Debt after I Pre-Approve you by having my Underwriter Approve your Credit, Bankruptcy Documents, Income Documents, Assets, and the Documentation showing why you had to file Bankruptcy.

Is it time to have a home of your own?